Frequently asked questions about CCRC’s
What is a CCRC?
Continuing Care Retirement Communities are independent residential neighborhoods filled with services, amenities—and security. At a CCRC, you’ll live with the promise of access to on-site health services that include Assisted Living, Skilled Nursing, and often, Rehabilitation services and Memory Care, if needed. CCRC members pay a one-time entrance fee and an ongoing monthly service fee that can lead to tax- and estate-planning benefits.
CloseWhy should I choose a CCRC?
CCRCs offer benefits you won’t find in other senior living communities. Enjoy the freedom to pursue your goals, and ways to help you achieve them. Maintenance-free residences, dynamic amenities and engaging activities let you follow your own path each day, with the confidence that any health needs will be met on site.
CloseWhat are the advantages of a CCRC?
Community living helps people live longer, healthier lives, and CCRC members report more satisfaction than peers who remain in their own homes. You’ll thrive with the comfort of caring staff, access to future care, and a campus specially designed for older adults.
CloseAm I ready for a CCRC?
If you or your spouse are over age 62, then it’s not too early. The best time to move to a CCRC is when you can enjoy all that the engaging, carefree lifestyle offers. Waiting longer might reduce your options and add stress to making your move. Don’t miss out on years of a fulfilling lifestyle and all the benefits a CCRC offers!
CloseCan I afford it?
Covenant Living CCRCs offer financial options with varying fees and health care provisions, plus refunds and estate benefits. If you’re not sure that you can afford a move, compare community fees—and benefits—with the costs of staying in your current home:
- Home ownership—mortgage or rent, property taxes and insurance
- Home upkeep— utilities, landscaping, maintenance and repairs
- Lifestyle—the rising cost of groceries, gasoline, entertainment, recreation and travel
- Wellness—health club memberships and caregiver or security services
CCRCs also provide the assurance that your assets and your income will be protected in the event of an unexpected health event requiring Assisted Living or Skilled Nursing care.
CloseWhere do I start?
Get the information you need to make the best decision about your future:
- Attend several community events, talk with residents and explore life at a Covenant Living community.
- Meet with a senior living advisor to tour residences and review floor plans, applications and residency agreements.
How do I know if a CCRC is financially sound?
To affirm your confidence, Covenant Living Communities and Services’ financial report outlines the solid financial position that makes us an excellent retirement choice. With more than 3,000 employees serving 5,000 residents, our family of Continuing Care Retirement Communities is one of the nation’s largest not-for-profit retirement living organizations.
CloseDisclosure & Transparency
Covenant Living Communities and Services is committed to full disclosure of information for residents, prospective residents and other interested parties.
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November is National Alzheimer’s Disease Awareness Month 💜
At Covenant Living, we honor the strength, resilience, and dignity of those living with Alzheimer’s and other forms of dementia—as well as the families, caregivers, and team members who support them every step of the way.
From specialized memory support to programs that nurture connection and joy, our communities are committed to providing compassionate, person-centered care rooted in respect and understanding.
This month—and every month—we stand with those affected by Alzheimer’s. ... See MoreSee Less
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Ever heard of a Donor Advised Fund (DAF)? It’s a simple, flexible way to manage charitable giving — almost like having a personal account for the causes you care about most.
A DAF lets you plan your giving, receive potential tax benefits, and recommend grants to organizations that reflect your values — including meaningful missions like Covenant Living’s Benevolent Care Fund.
As you plan for 2025 year-end giving, it’s a good idea to initiate any DAF requests by December 2 to ensure timely processing.
Learn more about how Donor Advised Funds work - ... See MoreSee Less
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This site is informational and educational in nature. It is not offering professional tax, legal, or accounting advice. For specific advice about the effect of any planning concept on your tax or fina...Comment on Facebook
Wishing you a Halloween filled with smiles, sweet moments, and just the right amount of spooky fun! 🎃
At Covenant Living, our communities love celebrating the seasons together—from festive treats to creative costumes and everything in between. However you spend the day, we hope it brings a little joy and a lot of laughter.
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